> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.emma-app.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Emma Wallet Available Balance

| Emma Wallet is only available to UK-based customers.

||| This page applies if you still have a balance in your Emma Wallet. Emma Wallet is closing on 30 September 2026 — see [Emma Wallet is changing — here's what's next](https://help.emma-app.com/en/article/emma-wallet-is-changing-heres-whats-next-1lfduwz/) for details.

### What is my Emma Wallet Available Balance?

Your Available Balance is the total sum of funds added to your Emma Wallet account, which are currently not tied up in any investments or held in Pots. This is the combination of your Withdrawable Cash and your Unsettled Cash.

Your Available Balance can be moved to Pots, withdrawn back to your bank account if settled, or used to purchase shares via Emma Invest.