> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.emma-app.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# How often is my credit report updated?

| The credit report and score are only available to UK-based customers.

Your credit report refreshes monthly. New information comes in every 4–6 weeks from sources such as banks, building societies, credit card providers, courts, local authorities, and utility and telecoms companies.

|| Your credit report and score are provided by TransUnion and are for guidance only. Emma does not provide financial advice.