> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.emma-app.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What is the Financial Services Compensation Scheme (FSCS)?

| Emma Save and Invest is only available to UK-based customers.


The Financial Services Compensation Scheme (FSCS) is an independent fund set up by the government to protect people’s money.

The FSCS covers certain companies that have been authorised by the UK regulators, the Financial Conduct Authority (FCA) or the Prudential Regulation Authority (PRA), like banks, building societies, credit unions or other financial institutions.

The FSCS protects eligible deposits up to the amount of £120,000 per person, per financial institution.

https://www.fscs.org.uk/