Does Emma have any impact on my Credit Score?

Using Emma will not have any impact on your Credit Score.

If you sign up for Invest or Save, we only use a generic identification check to confirm your identity.

For the loans feature, we use a soft search and this does not impact your Credit Score and it is not seen by other lenders.

If you were looking for ways to improve your credit position, we have a Rent Reporting feature that can positively impact your credit history!

Updated on: 25/07/2023

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