Does Emma have any impact on my Credit Score?
Using Emma will not have any impact on your Credit Score.
If you sign up for Invest or Save, we only use a generic identification check to confirm your identity (this might show on your Experian account, but has no impact on your score).
For the loans feature, Monevo, our partner and credit broker, runs a soft search which does not impact your Credit Score and it is not seen by other lenders.
If you were looking for ways to improve your credit position, we have a Rent Reporting feature that can positively impact your credit history!
If you sign up for Invest or Save, we only use a generic identification check to confirm your identity (this might show on your Experian account, but has no impact on your score).
For the loans feature, Monevo, our partner and credit broker, runs a soft search which does not impact your Credit Score and it is not seen by other lenders.
If you were looking for ways to improve your credit position, we have a Rent Reporting feature that can positively impact your credit history!
Updated on: 24/07/2024
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