Question 1

What is Emma Pro?

Accepted Answer

Emma Pro is our subscription option that provides you with more features than the free, default version of Emma.

You can find Emma Pro in the More section of the App.

Features available

These are the features currently available in Emma Pro:

2x Cashback 🏆
Accurate Net Worth 💎
Custom Categories 🧙‍♂️
Exporting Your Data 🚀
Advanced Transactions Editing 🔍
Rename Transactions ✏️
Create and track offline accounts in any currency 💵
Smart Rules 🧑‍🏫
Split Transactions ✂️
The Legendary Pro Icon (iOS only) 🐻

How much is it?

Read more about how much Emma Pro costs here

Question 2

Delete my Emma account

Accepted Answer

We're sorry to see you go!

If you're deleting because you're having issues with your account, reach out to us via chat and we'd be happy to help.

| Emma is free. You'll only be charged if you've subscribed for Emma Pro. Check if you've signed up for Emma Pro by going to the More tab > Emma Pro

||| If you have an Emma Pro subscription or are on an Emma Pro free trial, you'll need to cancel this separately via the App Store or the Google Play Store. Your subscription will not be cancelled automatically when you delete your Emma account

How to delete your Emma account

Go to the More tab in your Emma App
Select the settings icon on the top right-hand side
Select Personal Details
Select Delete Account

After you take the steps to delete your account, it will first be deactivated for 30 days. While your account is deactivated, we will not attempt to refresh your data.

After 30 days, your account will be permanently deleted. This means that your account, account settings, security credentials, transactions and all other account data will be deleted.

How to reactivate your Emma account

Want to reactivate your account? It’s easy! Just log back in to the Emma app within 30 days of deactivating your account.

Question 3

Is Emma App free?

Accepted Answer

Yes! Emma is free to use and always will be 😁

Are you ever going to sell my data?

No, we have no intention to do so and this would be against our own values. Our goal is to help people and provide a quick and easy way to manage your finances. In other words, we are not in the business of selling data and never will be 🙅

How do you make money?

We offer a subscription service called Emma Pro and also feature several selected brands in Emma Rewards 💸

Question 4

What is Emma App?

Accepted Answer

Emma is a financial advocate.

She helps you avoid overdrafts, cancel wasteful subscriptions, track debt and save money. Emma uses state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money.

Features

Use Emma to: 💪

● Manage your money in one place. ● Avoid overdrafts fees. ● Find and cancel wasteful subscriptions. ● Set budgets and track spending. ● Help you payoff debt. ● Keep your credit score in shape. ● Save money every month. ● Track and find bank fees. ● See how your money progresses over time. ● Countdown paydays and know when you get paid! ● Receive notifications when you get a refund back, your direct debits are paid or your salary is in the bank!

All your crypto in one place

Emma supports connections with Coinbase, Kraken, Binance, Bitfinex, Bitstamp, Bittrex and individual Bitcoin/Ethereum addresses.

Our mission

We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for.

ps: you can find us on the App Store and Google Play Store.

Question 5

Add a bank account

Accepted Answer

| You can add as many bank accounts as you want 🎉 To add an account to Emma, follow these steps:

Go to the Accounts tab
Select on the **Add an account **button at the bottom of the accounts list.

You'll be prompted with a list of banks which we currently support. The process is straightforward from here, you just need to select your bank of choice. If you can't see your bank on the main screen, try searching for it using the search bar

Agree to the consent screen. This makes sure that you are aware of the data we are going to access. We don't share this data with any third party providers, apart from those that make the actual connection such as Plaid (Canada and US only).

If you are having problems connecting a bank account, feel free to contact us via our live chat and a member of the team will be happy to help you out! 🐻

Question 6

Referral Program Terms & Conditions

Accepted Answer

You and the person you have referred must be residents in UK, US or Canada
For your referral to be valid and to show on your account, the following conditions must be met

a. Your referral must have downloaded Emma using your unique Emma referral link on mobile

b. Your referral must have connected a checking/current account or credit card (PayPal or other digital wallets are not valid)

c. Your referral must have subscribed to Emma Pro and had Pro for longer than 14 day refund period (the refund period starts after a free trial period ends)

d. The referral is not valid should the person you refer subscribe to Emma Pro at a discounted rate of 70% rate or more

The person you refer can not have connected a bank account that was previously connected in Emma by another user
If a referral is fraudulent (i.e obtained by creating a fake account, using an alias and/or creating more than one Emma account), Emma reserves the right to not pay out the referral reward. It may also result in the termination from the program
If a referral is obtained by falsifying benefits a person would get if they sign up and subscribe, Emma reserves the right to not pay out the referral reward. It may also result in the termination from the program
Emma reserves the rights to suspend, terminate or modify the terms of this program at any time. By participating you accept the above terms
You are eligible for the reward only if you have the referral feature enabled on your Emma

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