• View past spending & budgets

  If you would like to see a summary of your past spending and budgets you can do by following these simple steps: Viewing your past Income vs Spending Got to Feed tab Scroll down and select Analytics Swipe right on the graph at the top of the screen until you see the income vs spending you want to see Viewing your past Budgets Got to the Feed tab a Scroll down and select Budgeting Swipe right on the graph at the top of the screen until you get to tSome readers

• Learn Committed Spending

  Committed spending is used to calculate how much you have left to spend for the month and it is the payments Emma predicts will happen in your budgeting period. Committed Spending can be found in the Analytics section of Emma Feed tab. Your upcoming payments are sourced from Subscriptions section in your Feed tab. Viewing your committed spending You can view your Committed Spending byFew readers

• Handling credit card repayments

  Depending on how you've set your Emma up, there's a number of ways you can handle credit card repayments 💳 My credit card is connected in Emma If your credit card is connected in Emma, credit card repayments should always be categorised as 'excluded'. This is so your repayments don't throw off your analytics. While Emma should exclude your credit card repayments automatically. If you find this isn't happening, re-categorise them manually (https://help.emma-app.com/en/article/exclude-Popular

• Handling savings

  Well hey there you saver! Not sure how to handle savings in Emma? Look no further. How you treat your savings will depend on whether you have the savings account connected in Emma. My savings account is connected to Emma If your savings account is connected to Emma, all transfers to this account will automatically be categorised as 'Excluded'. We do this so the transfers are not double-counted in your analytics. To account for your savings in Emma, decrease your total budget bySome readers

• Handling refunds

  Refunds in Emma are likely to be categorised automatically as 'Income'. Recategorise the refund transaction to the category the initial purchase was made from to offset your spending in this category. Example You spent £50 on new clothing and the transaction was categorised as 'Shopping'. You'll see under the Analytics tab that the 'Shopping' category is up £50. You return an item and are refunded £25. ReSome readers

• Handling shared bills & reimbursements

  You may pay for bills or other expenses on behalf of someone else and then you're reimbursed their portion at a later date. In Emma, the reimbursement is likely to be categorised automatically as 'Income'. To offset the category the bill or expense is assigned to, recategorise the income transaction to same category. Example You have budgeted £50 in Emma for you portion of the electricity bill this month. YSome readers