• What is Rent Reporting?

  Rent reporting is a tool which can help to improve your credit position without taking out a credit card or loan. We’ll report each new rent payment to credit referencing agencies to improve your credit position. You could get your creSome readers

• What happens if I pay my rent early or late?

  Your rent will still be captured as long as it’s within the same calendar month, with the same amount and has a similar transaction reference. If there was a rent payment that was not recognised, please reach out to the support team on live chat and we will investigate this.Few readers

• When are my rent payments reported to credit referencing agencies in Emma?

  Your detected rent payments are not reported to the credit referencing agencies until the following month. This is determined by the credit referencing agencies, but it is usually the within the first half of the following month. Once the rent payment has been reported you will see the credit referencing agencies symbol next to it.Few readers

• What rent payment frequency do you support?

  If you are looking to report your rent payments, we support the following frequencies: Weekly Fortnightly Monthly Quarterly 6 months Annually If you pay your rent with a different frequency, feel free to reach out to live chat and we'll consider adding new ones. :)Few readers

• My Rent Reporting is not tracking

  Our Rent Reporting feature tracks your rent payments based on: the amount, the reference, the bank accounts, and the date of payment. If any of these elements change, it can mean that your rent payments won't be detected and reported. My landlord has made changes If your rent increases, or you change the bank account that you pay from/ to, you'll need to let us know so that we can continue to report it for you. You can update your Rent Reporting (https://help.emma-app.com/en/artFew readers

• How can I pay my rent to report it with Emma?

  Your rent doesn't need to be set up via Direct Debit to be reported with Emma. It needs to be a direct payment to your landlord or property management agency, coming from a bank account that you have connected to Emma. You cannot add payments you send to a housemate to split rent, or mortgage repayments, or payments not from your bank account. We can report rent paid to your landlord via: Direct Debit Standing Order Manual payments - *If you pay your rent manually each month,Few readers

• My rent is paid from my Universal Credit

  If your rent is paid directly from your Universal Credit payments, you won't be able to report it through Emma. Emma detects the rent transactions in your linked bank accounts to report them to Experian, Equifax, and TransUnion. If your rent isn't coming from a bank account you have linked to Emma, we won't be able to report it for you. —If you have any questions on this, reach out via our chatFew readers

• Can I report my mortgage through rent reporting?

  No, you can't report your mortgage via our Rent Reporting feature. If you pay rent and a mortgage, you don't need to report your rent with us. Mortgages are already reported to credit reference agencies, so you don't need to report them through us. You also don't need to report your rent in addition to having a mortgage.Few readers

• Can I report rent paid from a joint account?

  Yes, rent paid from a joint account can be reported through Emma. If your rent contract is in both your and the joint holder's names, you can both report your rent. You will need to both have a premium Emma subscription to report you rent under both your names. If just one person is reporting rent via Emma this will only show in their credit history, not both renters'. Emma Plus users will have rent reported to Experian and Emma Pro and Ultimate users will have rent reported to TransUnion, EFew readers

• Can I report more than one rent payment?

  You can only report one rent payment with Emma. This needs to be the rent for where you currently live. You can't report rent for a business address, or for somewhere that isn't your main residential residence. if you aren't currently paying rent at your residential address, you can ignore the Rent Reporting section of the app.Few readers

• What can be included in Rent Reporting?

  Only direct payments to your landlord or property management agency can beSome readers

• How do I set up Rent Reporting?

  To get your Rent Reporting set-up please follFew readers

• How do I stop or cancel Rent Reporting?

  If you are no longer paying rent and need to cancel the Rent Reporting, please follow these steps: Go to your Borrow tab and scroll down to Improve your credit history Tap on the Rent Reporting section Tap on MangeFew readers

• How do I update my Rent Reporting?

  If the price of your rent has changed or you’ve moved to a new address, you can update your existing rent reporting, by following these steps: Go to your Borrow tab and scroll down to Improve your credit history Tap on theFew readers

• What happens if I miss a payment or Emma does not find the payment?

  Missing a payment will be reflected on your credit file and could impact your credit position. If there was a rent payment that was not recognised, please reach out to the support team on live chat and we will investigate this.Few readers