What can be included in Rent Reporting?
Rent Reporting is only available to UK-based customers.
On Plus, your rent payments are reported to Experian. On Pro and Ultimate, they're reported to Experian, Equifax and TransUnion.
Which payments can be reported?
- Only payments made directly to your landlord or letting agent.
- Payments you send to a housemate to split the rent can't be included, and neither can mortgage payments.
- Your rent payments must be the same amount each time to be tracked.
How many rent payments do I need?
Emma needs to find enough rent payments before it can start reporting. How many depends on how often you pay. The app shows what's needed when you set up Rent Reporting.
Are past payments reported?
No. Only payments made after you set up Rent Reporting are reported to the credit reference agencies.
If your payments show as ineligible, see Why are my rent payments showing as Ineligible?
Updated on: 28/10/2026
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