Go to website
What we do to make Emma the safest product.
What is TrueLayer?
In order to connect to bank accounts, Emma uses a trusted third party provider called TrueLayer. This is a company based in London, which works with leading banks to provide APIs to facilitate the retrieval of data, such as your balances and transactions. We have chosen to work with TrueLayer because we believe they have the safest and most secure infrastructure. If you want to know more about them, just visit their site and check how they handle security(https://tru
What if Emma App gets hacked?
Your credentials Emma doesn't store your banking credentials. This means that your account can not be breached at any point in time, even if our servers get compromised. At this time, for the majority of our connections to banks, we use a trusted service provider called TrueLayer. For further information about their security level, you can visit their website. World class security In order to protect your other personal info, like your phone number
How safe is Emma App?
Security is at the core of what we do. Bank Grade Encryption Emma uses several state-of-the-art security measures, including the same end-to-end 256-bit TLS encryption used by all major banks. FCA Registered Emma is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment service and adhere to European data protection laws. This means we have the legal right to access and display banking information. For more, [check ou
Does Emma App breach my bank's terms and conditions?
Emma is registered with the Financial Conduct Authority as a Registered Account Information Service Provider (RAISP) under the Payment Service Regulations 2017. This means we have legal right to access and display banking information and we don't violate, in any way, your bank's terms and conditions. If you want to know more about the regulations, visit the FCA website.
What is Saltedge?
In order to connect to bank accounts, Emma uses a trusted third party provider called Saltedge. This is a company based in London, which works with leading banks to provide APIs to facilitate the retrieval of data, such as your balances and transactions. We have chosen to work with Saltedge, because we believe it's the safest and most secure infrastructure.
What is Facebook Account Kit?
In order to verify your phone number, we use a service called Facebook Account Kit. Do you share data with Facebook? No, we don't share any of your financial data with Facebook. Do you use Facebook login? No, Facebook Account Kit has nothing to do with Facebook Login or any other form of authentication that Facebook provides. Do I need to have Facebook to use Emma? No, you just need a phone number. :)
What is Open Banking? 🇬🇧
Open Banking is the new way you can give third-party providers (like Emma 🐻) access to your financial information safely and securely. It was introduced by Government to put the power of your financial information back in your hands! 💪 You can get a more in-depth understanding of Open Banking using the links below Monzo guide Open Banking UK Open Banking explainer video(https://www.youtube.co