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What we do to make Emma the safest product.
How safe is Emma App?
Security is at the core of what we do. Bank Grade Encryption Emma uses several state-of-the-art security measures, including the same end-to-end 256-bit TLS encryption used by all major banks. FCA Registered Emma is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment service and adhere to European data protection laws. This means we have the legal right to access and display banking information. For more, [check ou
What if Emma App gets hacked?
Your credentials Emma doesn't store your banking credentials. This means that your account can not be breached at any point in time, even if our servers get compromised. At this time, for the majority of our connections to banks, we use a trusted service provider called TrueLayer. For further information about their security level, you can visit their website. World class security In order to protect your other personal info, like your phone number
Does Emma App breach my bank's terms and conditions?
Emma is registered with the Financial Conduct Authority as a Registered Account Information Service Provider (RAISP) under the Payment Service Regulations 2017. This means we have legal right to access and display banking information and we don't violate, in any way, your bank's terms and conditions. If you want to know more about the regulations, visit the FCA website.