• Edit your budget

  Need to make edits to your budget? Choose what you need to change and follow the related steps below Editing your category budgets or total budget Go to Feed tab Scroll down and select Budget (circle chart) Select the pencil icon in the top right corner of the screen Select Edit Budget Select which Category Budget you want to change or if you want to change your total budget, select your Total Budget Make the desired changes and select SavePopular

• Learn Committed Spending

  Committed spending is used to calculate how much you have left to spend for the month and it is the payments Emma predicts will happen in your period for your budget. Committed Spending can be found in the Budgeting section of Emma Feed tab. Your upcoming payments are sourced from Recurring payments section in your Feed tab. Viewing your committed spending You can view your Committed Spending byPopular

• Rolling Budgets

  Rolling Budgets allow you to transfer leftover budget allowances to your next budget period. For example, you have a £200 monthly grocery budget but you only spent £160 this month. The remaining £40 will be added to your budget next month. To activate Rolling Budgets, follow these steps: SettinFew readers

• How do I edit my period?

  Modify your budgeting period if you want to change to a monthly, weekly, variable date or fixed date cycle. Penultimate working day, fourth day of the month and the last Friday before the last Saturday are now available in the app.  Go to Feed tab Scroll down and select Budget (circle chart) Select the pencil icon in the top right corner of the screen Select Edit Budget Select Period SelFew readers

• What is the Budgeting section used for in Emma?

  It's always a good idea to set a budget to keep track of your spending. The budgeting section allows you to easily create a budget for a certain period of time and monitor your expenses in one convenient place. In the budgeting section, you have the option to set up different budgets for specific categories, like groceries or entertainment, so you can keep track of your spending in each area. In addition, Emma allows you to view your committed spending, which is the amount of money you'veFew readers

• What is a period in Emma?

  When you create a budget in Emma you will need to select a period for your budget. The budgeting period is the cycle you will use to sync your budgets. For example, if you get paid on the last working day of each month you can set your period to this so you can track your spending throughout your pay cycle. The period also allows Emma to enable the True Balance aFew readers

• What are Merchant Budgets?

  Merchant Budgets allow you to set budgets for specific merchants in Emma. For example, your favourite shop, your transport provider, or your usual pub🍻 To add a Merchant Budget, please follow these steps: Go to the *FeedFew readers

• Why is my 'left of' different from my available balance?

  Your 'left of' from your total budget is always different from your available balance from your primary bank account. These two numbers, despite sounding similar, indicate two completely different concepts. Your 'left of' is what's remaining from the total budget you have set in Emma; this is computed by taking your total budget and subtracting both committed and past spending. If you are looking for further information about what total budget to choose, you can find it here (https://help.eFew readers

• How do I handle my joint bank account?

  If you have a joint bank account linked to Emma, you'll see all the transactions from both yourself and the joint holder imported into the app. This means you can budget for both of you! If you want to only budget for your transactions, you might want to look at using Emma Spaces Spaces allow you to create different budgets for different purposes. So, you can have a budget for your spending, and a budget for the joint account which iFew readers

• My income is in the wrong category

  If you work for a large company that supplies good or services that could be allocated to another category, your income can be categorised as this too. e.g. if you work for Thames Water, your income might be categorised as 'bills'. If you work for Avanti West Coast railway, your income might be categorised as 'transport'. If you work for Sky TV, your income might be categorised as 'entertainment'. You can amend this category by following the instructions below. Select the transaction you'dFew readers

• My upcoming payment is excluded

  My upcoming payment is excluded An excluded upcoming payment is likely a credit card repayment or internal transfer. These should remain as excluded otherwise they'll throw off your analytics. If you have an upcoming payment that should be excluded but isn't, you'll need to find all previous payments and categorise them as excluded. If you have an upcoming payment that shouldn't be excluded but is, you will need to do the opposite to the above - find all previous payments and categorisFew readers

• Set-up your budget

  Follow the steps below to set-up your budget Go to your Feed tab in Emma Scroll down until you get to the Analytics section Under the budgeting section, select Set-up Under Total Budget, enter the total amount you want to spend during your budgeting period Note: If you're not sure what your total buSome readers

• What is your total budget in Emma?

  There are two ways we suggest for how you may want to work out your budget. If you want to budget for a certain amount so you have funds remaining to save or pay off debts you can calculate your budget like this: To keep things simple let's say you earn £1000 per month after tax and want to save £100 each month. You can set your total budget as £900 so you aim to stick to only spending this amount which leaves you with £100 to use for your savings or paying off debts. Alternatively, youSome readers

• Set-up category budgets

  To set-up your category budgets, follow the steps below Go to Feed tab Scroll down and select Budgeting (circle chart) Select the pencil icon in the top right corner of the screen Select Edit Budget Select Category Budgets Select which category you'd like to create a budget for Make the desired changes and select Done SelecSome readers

• Reset your budgets

  Want to reset your budgets? Follow these steps to reset your budgets in Emma. Go to the Feed tab Select Budgeting (circle chart) Select the pencil icon in the top right-hand corner Select Rest budgeting Need further assistance? Let us know via chat! You can locate chat by going to the Feed tab Select your profile picture Select Help Select Chat with a human.Popular