Articles on: Security

How safe is Emma App?

Security is at the core of what we do 🚀

Open Banking

In the UK, we use the Open Banking system to connect to your accounts. The Open Banking was introduced by the UK government to provide a safe and secure way to connect your accounts with third-parties without having to share your log in details with us.

Learn more about the Open Banking system here.

Bank Grade Encryption

Emma uses several state-of-the-art security measures, including the same end-to-end 256-bit TLS encryption used by all major banks.

FCA Registered

Emma is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment service and adhere to European data protection laws. This means we have the legal right to access and display banking information. For more, check out our entry in the FCA register here

Emma Technologies Ltd is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 775330).

Emma Technologies LTD is an Introducer Appointed Representative of Quint Group Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 669450).

Payment services (Non MIFID or Deposit related products) for Emma Technologies Ltd are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)

ICO Registered

We are also registered with the ICO. This is our Data Protection Registration Number: ZA241546.

World Class Team

Our team is formed by industry veterans in finance and technology who have built security systems for companies such as Google, CERN and Monzo. We know what it takes to build a solid infrastructure whose goal is to only protect our users' interests.

Updated on: 07/07/2023

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