Does Emma offer loans or cash advances?

Emma doesn't currently offer loans or cash advances directly, but you can get loan quotes through the app.

To search for loan quotes:

1. Go to the Credit tab.
2. Select one of the loan options.
3. Fill out your personal details and loan requirements.

You'll be provided with loan quotes from our trusted partner.

Track a loan you already have

If you'd like to track repayments on a loan you hold outside the app, you can add it as an Offline Account. This feature is available on Emma Pro and Emma Ultimate.

Updated on: 22/07/2026