Why do I need to connect a bank account to Emma?

Emma helps you with your finances by connecting directly to your bank account.

It is not possible to use Emma without connecting to at least one account.

Without connecting to your bank account, you'd need to do things manually which is something we wanted to avoid when we built Emma!

By connecting your accounts, we can automatically import new transactions and account balances keeping your budget up-to-date.

Connecting your bank account in Emma does not give us the ability to charge that account.

Is it safe to connect my bank account to Emma?

Connecting your bank account in Emma does not give us the ability to charge that account. Emma just has read-only access to display your transaction data and funds can not be transferred.

There will be a 90-day consent period so your account will be automatically disconnected after this time or you can choose to disconnect your account manually at any time!

Updated on: 12/19/2025