• View past spending & budgets

  If you would like to see a summary of your past spending and budgets you can do by following these simple steps: Viewing your past Income vs Spending Go to Feed tab Scroll down and select Analytics (bar chart) Swipe right on the graph at the top of the screen until you see the income vs spending you want to see Viewing your past Budgets Go to the Feed tab Scroll down and select Budgeting (circle chart) Swipe right on the graph at the top of the scSome readers

• What can I do in the Analytics section of Emma?

  The Analytics section presents a comprehensive summary of your income and spending for both the current period and historical periods. This section allows you to thoroughly review your spending data, broken down into categories and merchants, providing a more detailed understanding of your financial activity. You can filter your analytics by date or accounts. Additionally, you will have access to a range of graphs which you can utilise to visualise better and analyze your financial data withFew readers

• Why are internal transfers counted as spending?

  When you transfer money between two accounts that you have linked in Emma, this generates two new transactions: a negative and a positive ones. These indicate the money that is leaving one account and the funds arriving to the other. Emma's technology is able to detect if you are transferring money between your accounts only if they are all connected in Emma. If the detection is successful, both payments are categorised as 'Excluded' so that transfers are not double-counted in your analytics.Few readers

• Handling credit card repayments

  Depending on how you've set your Emma up, there's a number of ways you can handle credit card repayments 💳 My credit card is connected in Emma If your credit card is connected in Emma, credit card repayments should always be categorised as 'excluded'. This is so your repayments don't throw off your analytics. While Emma should exclude your credit card repayments automatically. If you find this isn't happening, re-categorise them manually (https://help.emma-app.com/en/article/exclude-Few readers

• What are Unknown Merchants in Analytics?

  Emma moves transactions to the Unknown section in your Analytics when we can’t detect a merchant. This means when Emma reads the transaction, it cannot match the transaction to a known merchant. This can happen with transactions to a new or small business or when a transfer is made to an individual. Please contact the support team if you think the transaction should not be in the Unknown section by going to the Feed tab, tap your profile in the top left, select Help in the top rigFew readers