Articles on: Payments & Transfers 🇬🇧

What are pre-approved transfers?

Currently, you can use an Open Banking Transfer to make a transfer from your linked bank accounts to your Emma Wallet. This means you don't need to manually enter the account details of your Emma Wallet into your banking app to transfer cash - but you do still need to approve the transfer on your banking app.

Open Banking has developed a new feature which should make topping up your account even easier: Variable Recurring Payments (VRPs)

This enables you to set transfer limits on your bank account, meaning you don't need to approve transfers each time. You can transfer cash quickly and easily without being taken to your banking app, as long as the transfer is within your set limits. Transfers should move pretty instantly, as Open Banking uses Faster Payment.

You can set a limit on how much each transfer can be, and how much you can transfer each month.

You'll still need to approve any transfers that are higher than your set limit, and any transfers which take you over your set monthly limit.

We hope this will help you to Save and Invest with ease!

If you have any questions on this, reach out to us here ✍️

Updated on: 15/11/2024

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