Articles on: Credit Score

How often is my credit report updated?

The credit report and score are only available to UK-based customers.


Your credit report refreshes monthly. New information comes in every 4–6 weeks from sources such as banks, building societies, credit card providers, courts, local authorities, and utility and telecoms companies.


Your credit report and score are provided by TransUnion and are for guidance only. Emma does not provide financial advice.

Updated on: 04/08/2026

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