What will I see on my credit report?
The credit report and score are only available to UK-based customers.
Your credit report brings together several types of information about your financial history:
- Financial account information from the last 6 years, including open and closed accounts
- Whether you're registered on the Electoral Register at your current address
- Financial connections to other addresses, previous names, or people you share a financial product with (such as a joint mortgage)
- Legal and court records, such as judgments, insolvencies, or bankruptcies
- Searches made against your report in the last 2 years (the footprints left when an organisation checks your report)
- Any Cifas markers, if you've registered with the UK's fraud prevention service or been recorded as a victim of fraud — these don't affect your score
- Any Notices of Correction you've added to explain information on your report
- Any Notice of Dispute markers, where you're querying the accuracy of information with TransUnion
Updated on: 04/08/2026
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