Emma Wallet Available Balance

Emma Wallet is only available to UK-based customers.

This page applies if you still have a balance in your Emma Wallet. Emma Wallet is closing on 30 September 2026 — see Emma Wallet is changing — here's what's next for details.

What is my Emma Wallet Available Balance?

Your Available Balance is the total sum of funds added to your Emma Wallet account, which are currently not tied up in any investments or held in Pots. This is the combination of your Withdrawable Cash and your Unsettled Cash.

Your Available Balance can be moved to Pots, withdrawn back to your bank account if settled, or used to purchase shares via Emma Invest.

Updated on: 13/07/2026

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