How FSCS protection works on Emma Interest Pots

Emma Interest Pots are designed to help you earn interest on your savings, while keeping your money protected.

Are my funds protected?

Yes — eligible deposits in Emma Interest Pots are protected by the Financial Services Compensation Scheme (FSCS).

How much protection do I get?

The level of FSCS protection depends on the type of Interest Pot:

• Easy Access and 45-Day Notice Pots:

Eligible deposits are protected up to £120,000

• Super Pot:

Eligible deposits are protected up to £360,000

How does this work?

Emma works with partner banks to hold your deposits. Your money may be spread across multiple banks, which allows you to benefit from increased FSCS protection.

What does “eligible deposits” mean?

FSCS protection applies to eligible deposits only. This typically includes cash held in savings accounts, but not all financial products are covered.

Important information

• FSCS protection limits apply per person, per authorised bank
• Protection eligibility depends on your individual circumstances
• Rules and limits may change over time

Updated on: 25/03/2026