How do AI integrations work?

If you're on Emma Plus, Pro or Ultimate, you can connect Emma to Claude or ChatGPT. You can then ask your AI assistant questions about your money, such as "How much did I spend on groceries last month?" or "Which subscriptions renew this week?", and it answers using your Emma data.

What it can see

When you connect, you give it read-only access to your:

• Accounts and balances
• Transactions and categories
• Budgets and spending
• Subscriptions and bills
• Savings, investments and net worth

What it can't do

Access is read-only. Claude and ChatGPT can't move money, make payments or change anything in Emma.

Who can use it

AI integrations are included in Emma Plus, Pro and Ultimate, including free trials. They aren't available on Emma Basic.

If your plan ends, Claude or ChatGPT can no longer read your Emma data and will ask you to upgrade. If you don't upgrade within 30 days, the connection is removed and you'll need to connect again.

Your data

Emma only shares the data listed above, and only with apps you approve. Once Claude or ChatGPT has read your data, how they use and store it is covered by their own privacy policies. Read our Privacy policy to see how we handle your data.

Answers come from Claude or ChatGPT, not from Emma, and aren't financial advice.

Manage or disconnect

In the Emma app, go to Settings › AI integrations. You'll see which apps are connected, when you connected them and when they last used your data. Tap Disconnect to remove access at any time.

To connect for the first time, see our article "How do I connect Emma to Claude or ChatGPT?"

Updated on: 06/11/2026