What are the features of Emma Plus, Pro and Ultimate?

Here is a comparison of the features available on all of our Emma Subscriptions tiers, please click on a feature or heading for more information!

Feature	Plus	Pro	Ultimate
Bank logins	4	Unlimited	Unlimited
Bank Transfers 🇬🇧	✅ up to £1500 monthly	✅ up to £3000 monthly	✅ Unlimited
Spaces	❌	❌	✅
Cashback	✅	✅	✅
Budgeting & enhanced tracking	✅	✅	✅
Priority Support	✅	✅	✅
Rent Reporting 🇬🇧	✅ Experian	✅ TransUnion, Experian & Equifax	✅ TransUnion, Experian & Equifax
Fraud Detection	✅	✅	✅
AER on Savings* 🇬🇧	✅ 2.85%	✅ 3.71%	✅ 3.98%
Autosave fee 🇬🇧	£0.50	Free	Free
FX fees on trades* 🇬🇧	✅ 0.45%	✅ 0.20%	✅ 0.12%
Our complete stock universe	✅	✅	✅
Net Worth	❌	✅	✅
Emma for Web	✅	✅	✅
Custom Categories	❌	✅	✅
Business Accounts	❌	❌	✅

*Subject to change - please check the app for the most up-to-date rates.

🇬🇧 = Feature only available to UK users.

If you have any further questions, reach out to us here ✍️

Updated on: 07/07/2025

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