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What are the features of Emma Plus, Pro and Ultimate?

Here is a comparison of the features available on all of our Emma Subscriptions tiers. Please click on a feature or heading for more information!

Feature	Plus	Pro	Ultimate
Bank logins	4	Unlimited	Unlimited
Bank Transfers 🇬🇧	✅ up to £1500 monthly	✅ up to £3000 monthly	✅ Unlimited
Spaces	❌	❌	✅
Cashback	✅	✅	✅
Budgeting & enhanced tracking*	✅	✅	✅
Priority Support	✅	✅	✅
Rent Reporting 🇬🇧	✅ Experian	✅ TransUnion, Experian & Equifax	✅ TransUnion, Experian & Equifax
Fraud Detection	✅	✅	✅
AER on Savings* 🇬🇧	✅ 2.11%	✅ 2.97%	✅ 3.24%
Autosave fee 🇬🇧	Free	Free	Free
AUM Fee🇬🇧	✅ 0.60%	✅ 0.20%	✅ 0.10%
Our complete asset universe	✅	✅	✅
Net Worth	❌	✅	✅
Emma for Web	✅	✅	✅
CSV Import	❌	✅	✅
Business Accounts	❌	❌	✅
Export Data	❌	✅	✅
NordVPN	❌	❌	✅

*Custom Categories are only Available to Pro and Ultimate users

*Subject to change - please check the app for the most up-to-date rates.

🇬🇧 = Feature only available to UK users.

Updated on: 05/05/2026

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