• Edit your budget

  Need to make edits to your budget? Choose what you need to change and follow the related steps below: Editing your category budgets or total budget Go to the Feed tab Scroll down and select Budget (circle chart) Select the pencil icon in the top right corner of the screen Select Edit Budget Select which Category Budget you want to change, or if you want to change your total budget, select your Total Budget Make the desired changes and select SavePopular

• Learn Committed Spending

  Committed spending is used to calculate how much you have left to spend for the month, and it is the payments Emma predicts will happen in your period for your budget. Committed Spending can be found in the Budgeting section of the Emma Feed tab. Your upcoming payments are sourced from the Recurring payments section in your Feed tab. Viewing your committed spending You can view your Committed SpendPopular

• Rolling Budgets

  What are Rolling Budgets? Rolling Budgets carry over any leftover or overspent amounts into your next budget period. For example: If your monthly grocery budget is £200 and you spend £160, the remaining £40 will be added to next month’s budget. If your monthly grocery budget is £200 and you sPopular

• How do I edit my period?

  You can change it to a weekly, monthly, fixed date, or variable date cycle. Options such as the penultimate working day, or the last Friday before the last Saturday are also available in the app. Go to the Feed tab Scroll down and select Budget (circle chart) Select the pencil icon in the top right corner of the screen Select Edit Budget Select Period Select your new period from thFew readers

• What is the Budgeting section used for in Emma?

  The Budgeting section helps you plan and track your spending over a set period. You can: Create a budget for a weekly or monthly period Set budgets for specific categories, such as groceries or entertainment See how much you’ve spent and how much you have left You can also view your committed spending. This is money you’ve already spent and cannot be reallocated to another category. Emma also shows a daily allowance, which tells you how much you can spend each day to stay within your bFew readers

• What is a period in Emma?

  When you create a budget in Emma you will need to select a period for your budget. The budgeting period is the cycle you will use to sync your budgets. For example, if you get paid on the last working day of each month you can set your period to this so you can track your spending throughout your pay cycle. The period also allows Emma to enable the True Balance aFew readers

• What are Merchant Budgets?

  Merchant Budgets allow you to set budgets for specific merchants in Emma. For example, your favourite shop, your transport provider, or your usual pub🍻 To add a Merchant Budget, please follow these steps: Go to the *FeedFew readers

• Why is my 'left of' different from my available balance?

  Your 'left of' from your total budget is always different from your available balance from your primary bank account. These two numbers, despite sounding similar, indicate two completely different concepts. Your 'left of' is what's remaining from the total budget you have set in Emma; this is computed by taking your total budget and subtracting both committed and past spending. If you are looking for further information about what total budget to choose, you can find it here (https://help.eFew readers

• How do I handle my joint bank account?

  If you have a joint bank account linked to Emma, you'll see all the transactions from both yourself and the joint holder imported into the app. This means you can budget for both of you! If you want to only budget for your transactions, you might want to look at using Emma Spaces. Spaces allow you to create different budgets for different purposes. So, you can have a budget for your spending, and a budget for the joint account, whichFew readers

• My income is in the wrong category

  If you work for a large company that provides goods or services, Emma may automatically categorise your income based on the company’s industry. For example: If you work for Thames Water, your income may be categorised as Bills If you work for Avanti West Coast, it may be categorised as Transport If you work for Sky, it may be categorised as Entertainment You can easily change this: Select the transaction you want to update Tap Category under the transaction name 3Few readers

• My upcoming payment is excluded

  Some upcoming payments are automatically excluded. This is usually because they are credit card repayments or internal transfers. These payments should remain excluded, as including them may affect your analytics. What if a payment should be excluded but isn’t? You’ll need to update previous transactions from the same source and categorise them as Excluded. What if a payment shouldn’t be excluded but is? You’ll need to update previous transactions from the same source and assign thFew readers

• How to Re-order the Categories page?

  What is the Custom Picker Screen? The Custom Pickup Screen feature allows you to reorder and customise your categories screen to your liking. If you use certain categories more often than others, you can now move them to the top of the list, making the process of assigning and managing your transactions much faster and easier. How do I reorder my categories? You can access this customisation feature directly from any transaction in the app. Just follow these steps: Click intoFew readers

• Can I edit past budgets?

  Currently, in Emma, you can't edit past budgets — and this applies to all budget types, whether that's category, merchant, or rolling budgets. Rolling budgets carry forward your underspend or overspend from the previous period, and that carry-forward amount is calculated as a snapshot at the start of each new period based on how your transactions were categorised at that moment. This means if you go back and recategorise a traFew readers

• Why does my custom categories say 'Upgrade'?

  If you're seeing an 'Upgrade' prompt on your custom categories, this is likely because you've downgraded your plan intentionally or unintentionally. Custom Categories are only available on Emma Pro and Emma Ultimate (https://Few readers

• Set-up your budget

  Follow the steps below to set up your budget Go to your Feed tab in Emma Scroll down until you get to the Analytics section Under the budgeting section, select Set-up Under Total Budget, enter the total amount you want to spend during your budgeting period Note: If you're not sure what yourSome readers

• What is your total budget in Emma?

  Your total budget is the amount you plan to spend during your budgeting period. There are two common ways to work it out. Option 1: Budget based on what you want to save If you want to make sure you have money left over for savings or debt repayments, subtract that amount from your monthly income. For example: If you earn £1000 per month after tax and want to save £100, you can set your total budget to £900. This means you aim to spend no more than £900, leaving £100 for savings or payiSome readers

• Set-up category budgets

  To set up your category budgets, follow the steps below: Go to the Feed tab Scroll down and select Budgeting (circle chart) Select the pencil icon in the top right corner of the screen Select Edit Budget Select Category Budgets Select which category you'd like to create a budget for Make the desired changes and select DoneSome readers

• Reset your budgets

  Want to reset your budgets? Follow these steps to reset your budgets in Emma: Go to the Feed tab Select Budgeting (circle chart) Select the pencil icon in the top right-hand corner Select Rest budgeting Need further assistance? Let us know via chat!Some readers