Pay tab
Make a bank transfer payment
Need to make a payment to someone? Do it through Emma! Emma harnesses the Open Banking system to enable you to make a payment from a bank account connected in Emma to a contact, follow the steps below Making a payment with Emma Go to the Pay tab Select Pay Someone Select the Payee or Add new and and the payee's details Enter the amount you'd like to pay Select Tick Icon in the bottom right-hand corner You'Few readersRequest a payment
Use Emma to request a payment from friends & family. You may find this particular useful if someone needs to pay you back. To request a payment, follow these steps Go to the Pay tab Select Request Money Select the person to request money from or share a link Enter the amount you'd like to request. Select the Tick Icon in the bottom right-hand corner All Done! If you get stuck, reach out to us via chat and the team would be happy to assist you. You can locateFew readers
Pre-approved Transfers 💸
What banks support pre-approved transfers?
Below is the list of banks which support pre-approved transfers in Emma! If you don't see your bank yet, keep an eye out, there may be more to come 👀 Bank of Scotland Barclaycard Barclays Bank Barclays Business First direct Halifax HSBC Bank HSBC Business Lloyds Bank Lloyds Business Monzo Nationwide Building Society Natwest Royal Bank of Scotland Santander Ulster BankFew readersHow do I set up pre-approved transfers?
You can now set up pre-approved transfers so you can make payments from your bank without leaving the Emma app, quick and easy! 🤩 When you set up pre-approved transfers, you will need to choose limits on how much can be transferred per transfer and per month, and confirm this via your banking app. Go to the Feed (main dashboard) in the Emma app Select your profile in the top left Tap Account, then tap Pre-approved transfers You will be shown our pre-approved payments opFew readersWhat are pre-approved transfers?
Currently, you can use an Open Banking Transfer to make a transfer from your linked bank accounts to your Emma Wallet. This means you don't need to manually enter the account details of your Emma Wallet into your banking app to transfer cash - but you do still need to approve the transfer on your banking app. Open Banking has developed a new feature which should make topping up your account even easier: Variable Recurring Payments (VRPs) (https://www.openbanking.org.uk/variable-recurring-paymFew readers